Which statement about Medicare Part C plans is true?

Which statement about Medicare Part C plans is true?

• A. Includes Parts A and B and is offered by private insurers
• B. Excludes hospice services entirely
• C. Do not cover dental, vision, or hearing
• D. Are funded only by beneficiary premiums

Answer: (A)

Medicare Part C plans, or Medicare Advantage plans, are offered through private, Medicare-approved insurers. They must provide at least the same benefits as Original Medicare Parts A and B, but they often include extra features beyond those core benefits. Because these plans are run by private companies, they can add benefits such as dental, vision, and hearing, and many plans also include prescription drug coverage. Funding for these plans comes from both beneficiary premiums and government payments to the private plans, with cost-sharing as defined by the plan. Hospice care is not excluded from Part C; it remains a Part A benefit, and plans coordinate with hospice services as needed. That combination—A and B coverage provided by private insurers—is what makes Part C true in this context.

Medicare Part C plans, or Medicare Advantage plans, are offered through private, Medicare-approved insurers. They must provide at least the same benefits as Original Medicare Parts A and B, but they often include extra features beyond those core benefits. Because these plans are run by private companies, they can add benefits such as dental, vision, and hearing, and many plans also include prescription drug coverage. Funding for these plans comes from both beneficiary premiums and government payments to the private plans, with cost-sharing as defined by the plan. Hospice care is not excluded from Part C; it remains a Part A benefit, and plans coordinate with hospice services as needed. That combination—A and B coverage provided by private insurers—is what makes Part C true in this context.